BETA

- est 2009 -

Advisory solutions

Restructuring

Companies can find themselves in special situations — driven by market changes, strategic missteps, liquidity constraints or external shocks.SBCF & Cie. supports entrepreneurs, shareholders, managing directors and creditors through all phases of restructuring — from the initial company analysis and the preparation of robust restructuring documentation to the restructuring opinion.The goal is to regain the ability to act, secure viability and bring the company back on track.

WHY SBCF & CIE.


What sets SBCF & Cie. apart as a
restructuring partner.

Clarity in complex situations.SBCF & Cie. combines more than 15 years of experience in restructuring and M&A with strong analytical depth and a reliable network of banks and investors.As an owner-managed boutique, we support you discreetly and independently — from the initial assessment to a restructuring opinion ready for audit review.Personally, solution-oriented and exclusively in your interest.

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Restructuring approaches

SBCF & Cie. supports you through every phase

Approach I

Company Analysis

The starting point is an honest assessment. We analyse the business model, market and competitive position, operational performance, financial situation and liquidity — and identify the key causes of the crisis. The result is a sound assessment of the company’s position, a clear picture of the available options and a realistic view of the stage of crisis the company is in.

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CHALLENGES


SBCF & Cie.
understands the challenges.  

“Is the situation viable — restructuring or turnaround?”

“What is our liquidity position for the coming weeks and months?”

“Which of our problems are root causes, and which are merely symptoms?”

“When will banks and shareholders require a restructuring opinion?”

“How do we secure our ability to act before we run out of options?”

“Which measures will have an immediate impact, and which are needed to ensure viability?”

“How do we speak with banks and creditors without losing trust?”

“What role could an investor or strategic partner play in this situation?”

ROLE SBCF & Cie.


SBCF & Cie. at your side.

We support companies and their shareholders in special situations — from the initial assessment and the development of viable measures through to implementation.

The starting point is a thorough company analysis that identifies the root causes of the crisis and outlines available courses of action. Building on this, we develop a restructuring concept with integrated action, earnings and liquidity planning.

Where banks, shareholders or other stakeholders need to be involved, we prepare the restructuring opinion in accordance with IDW S6 — as an audit-ready basis for standstill agreements, fresh money and continued support from financing partners.

In the further course of the process, we support negotiations with banks and creditors, restructure financing where required and, where appropriate, manage a distressed M&A process or an asset transfer.

In addition to full restructuring support, focused individual solutions can also be commissioned.

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Typical services:

Company analysis & crisis diagnosis covering business model, market, financial position and liquidity
Development of restructuring concepts with integrated action, earnings and liquidity planning
Restructuring opinions in accordance with IDW S6, audit-ready and including a positive going-concern prognosis
Liquidity and cash management, including short-term steering and 13-week forecasts
Negotiation support with banks, creditors and shareholders
Financial restructuring, including capital structure, fresh money, mezzanine and subordinated tranches
Distressed M&A and asset transfer, including investor search and vendor due diligence
Implementation support and monitoring of restructuring measures
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Ready for the next step?

In a confidential introductory call, we discuss your situation and outline your options — entirely non-binding and discreet.

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Q&A | Frequently Asked Questions

No. The first conversation is non-binding and free of charge. We get an initial understanding of your situation, assess the current position and outline which options for action are available — without any obligation.
Discretion is crucial in special situations. We treat all discussions and analyses as strictly confidential. Any external communication — for example with banks, creditors or the market — only takes place after your approval and in an agreed form.
As soon as banks, shareholders or other stakeholders require an audit-ready assessment of restructuring viability — often ahead of standstill agreements, fresh money or restructuring negotiations. In the introductory call, we clarify whether a full opinion is required or whether a focused initial assessment is sufficient at first.
In special situations, every week counts. After the introductory call, we can begin an initial assessment at short notice. We typically deliver a liquidity check and crisis root-cause analysis within a few weeks, while a full restructuring opinion usually takes several weeks to a few months, depending on complexity.
No. Many mandates begin with a focused company analysis or liquidity check. Only on this basis do you decide together with us which further steps — concept, opinion or negotiation support — are sensible and necessary.
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